Do All Missouri Employers Have to Carry Workers' Compensation Insurance?

Not all employers have to carry workers' compensation insurance in Missouri. If a company has less than five employees total, that employer does not have to carry workers' compensation insurance. There is an exception to this rule for certain construction contractors, who must buy workers' compensation insurance even if they have only one employee. However, an employer with less than five employees can still elect to be covered under the Missouri Workers' Compensation law by purchasing insurance. Many small employers want to do this, even though it is not required, because purchasing workers' compensation insurance prevents the employer from being subject to getting sued in state court if their employees become injured on the job. Employees who work for covered employers can only bring an action against their employer for their injuries in the workers' compensation tribunal.

Have You Been Hurt On The Job In The St. Louis?

If you've been injured at work in the St. Louis area you should speak with an experienced St. Louis workers' compensation lawyer as soon as possible. Please contact us online or call our St. Louis office directly at 314.315.8111 to schedule your free consultation. We help work injury victims throughout the St. Louis area and look forward to helping you.

Bollwerk & Associates, LLC is located in St. Louis, Missouri and serves all of Missouri and Illinois including the following counties, cities, and towns:

St. Louis. St. Louis County: Clayton, Chesterfield, Kirkwood, Florissant, Oakville, University City, Mehlville, Wildwood, Ballwin, Affton, Maryland Heights, Hazelwood, Webster Groves, Brentwood, Lemay, Bellefontaine Neighbors, Manchester, Town and Country, Ferguson, Glendale, Creve Coeur, Maplewood, Bridgeton, Ladue, Jennings, Saint Ann. Jefferson County: Arnold, Festus, Murphy, Barnhart, De Soto, Fenton, Byrnes Mill. St. Charles County: O'Fallon, St. Charles, St. Peters, Wentzville, Lake St. Louis, Weldon Spring. Franklin County: Washington, Union, Sullivan, Pacific, Saint Clair. Warren County: Warrenton, Wright City. Lincoln County: Troy, Elsberry, Moscow Mills. Boone County: Columbia. Randolph County: Moberly, Huntsville. Southern Illinois.

Jill S. Bollwerk [email protected]

Helping St. Louis area residents with personal injury, workers' compensation & insurance appeals/disputes.

Do All Missouri Employers Have to Carry Workers' Compensation Insurance?

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Have You Been Hurt On The Job In The St. Louis?